There is much confusion and wrong information when it comes to student loans.  There are two types of student loans, government loans such as the stafford loan, and private loans such as a private loan from a bank like Wells Fargo. If you have bad credit, you can still apply for a student loan. The first place you should go to apply is http://www.fafsa.ed.gov/ This is the first and most important place to apply for a student loan. From there, you will be given a unique pin number and can digitally sign so you can receive your loan money as soon as possible.

*If you wish to apply for a private student loan, you still have to go through the Fafsa process.

If you have outstanding student loans and need your student loan debt forgiven, there are two books that are must purchases to help get the debt removed forever.